贷款合同英文

　　大家接触过贷款吗？知道怎么样拟定一份英文的贷款合同吗？以下是小编精心准备的贷款合同范本英文，大家可以参考以下内容哦！

　　loan contract

　　contract number： _____________

　　borrower： ________________

　　address： _________________

　　lender： __________________

　　address： _________________

　　in accordance with provisions of contract law of the peoples republic of china and bank of china， after reviewing the status and the request of the borrower， the lender agrees to grant the borrower a line of credit on . the borrower， lender and guarantor， through friendly negotiation， have executed this contract as follows：

　　article 1 currency， amount and term of the loan：

　　1. the currency under this loan is reiminbi.

　　2. the line of the loan is yuan.

　　3. the period of this loan is 12 months from the date of effectiveness of this contract.

　　article 2 the purpose of the loan：

　　1. the purpose of this loan is used for working capital turnover.

　　2. without written approval of the lender， the borrower could not use the loan out of the scope of the purpose.

　　article 3 interest rate and calculation of interest：

　　1. interest rate： the interest rate shall be [***] during the loan term， if the countrys related authority adjusted the interest rate or the manner of calculation of interest， the interest of this contract shall be adjusted accordingly after one year from the date of execution of this contract. the adjustment shall be conducted when the interest rate are executed one year.it is not obliged to inform the borrower when the adjustment of interest.

　　2. the interest shall be calculated from the date of first drawdown and the actual days the borrower use. one year shall be calculated as 360 days.

　　3. the payment of interests： the borrower shall pay the interests per quarter. the payment date shall be ， and. if the payment for the last installment is not on the payment date，the interests shall deduct the interest from the bank account of the borrower. in the event that the borrower fails to pay the interests on time and the balance of the account of the borrower is not enough for the payment of interest， the lender shall have rights to collect a penalty being [***] of the outstanding amount per day for the borrowers breach of contract.

　　article 4 overdue interests and misusing interests

　　1. if the borrower fails to repay the loan and can not reach a agreement with the lender regarding the extension， the lender shall collect an overdue penalty for [***] of the overdue amount per day.

　　2. if the borrower fails to uses the loan in accordance with the provisions set forth in this contract， the lender shall have right to charge a interests for the misusing part at a rate of [***] per day.

　　article 5 account

　　the borrower shall open reiminbi basic account and/or foreign currency account at the lender or lenders branch for the use of draw-down， repayment，payment of interests and fees.

　　article 6 draw-down

　　1. the loan under this contract is revolving， the balance of this contract shall not more than the line of credit.

　　2. the borrower shall send a draw-down application as the form herein attached in this contract 7 days before the date of draw-down.

　　3. the borrower shall not draw the loan less than 1 million.

　　article 7 conditions for draw-down

　　the following conditions shall be satisfied in advance of the draw-down date：

　　1. the borrower has opened foreign account and reiminbi account at the office of the lender or the branch of the lender；

　　2. this contract and the appendices have been effective；

　　3. the borrower has provided the recognition of the investment or certificate of the investment to the lender；

　　4. the borrower has provided the board resolution and power of attorney regarding this loan contract；

　　5. the borrower has provided the list and the signature sample of the authorized person who empower to sign this contract and documents；

　　6. the guaranty under this contract has been effective；

　　7. the borrower has been satisfied the warrants under article 11 of this contract；

　　8. the other requirement for the draw-down have been satisfied.

　　article 8 repayment plan and prepayment

　　1. the borrower shall repay the loan in accordance with the status of its cash. the borrower shall inform the lender the payment amount and date [***] prior to make the payment. the borrower shall be obliged to repay the principal and related interests on due date without any condition.

　　2. the payment made by the borrower and the deduction from the account of the borrower shall be used for repaying the interest at first and then for repaying the principal.

　　3. in the event the borrower fails to repay the loan， the lender shall have rights to deduct the debt from the bank account of the borrower at the lender or empower the branches of the lender to deduct the debt from the bank account of the borrower at the lenders branches；

　　4. the installment of repayment shall not less than 1 million.

　　article 9 debt certificate

　　the lender shall keep record in the lenders account for the principal，interests and fees and other fees of the borrower under this contract； the above mentioned record and the documentation for the draw-down， repayment and payment of interest is the certificates of the debts between the borrower and the lender.

　　article 10 guaranty

　　1. （the 'guarantor'） shall be the guarantor for the loan under this contract and take jointly liabilities.

　　2. during the term of this contract， if the guarantors financial status become deteriorated or the liabilities for repayment of debts become weak， the lender shall have right to request the borrower changes guarantor orprovide mortgage and pawn secured for this loan under this contract.

　　article 11 representations and warranties

　　i. the borrowers represents and warrants as follows：

　　1. the borrower is a company duly organized and validly existing under the law of the peoples republic of china and has the power and authority to own its property to consummate the transactions contemplated in this contract and join the litigation. the borrower has the power to handle it assets used in operation.

　　2. the borrower is at its option to sign and perform this contract.it is the borrowers true meaning and has the power to sign this contract and it is not breach it article of association or regulations or contracts. the procedure for signature and performance of this contract has been gone through and fully effectiveness.